From low interest loans to financing and tax credit programs,
we can help get you........

Closer to Profits!

Revolving Loan Program and Documents
Revolving Loan Fund Requirements
Loan Criteria
Application Process
Loan Evaluation Criteria

Downtown Loan Program
Available for businesses in the Business Improvement District (Main Street Program) - 3% fixed rate for up to 8 years. Other terms and conditions apply.

Economic Development Tax Credit Program
NOTE: This program replaces the five former state tax credit programs - Airport Development Zone, Agricultural Development Zone, Community Development Zone, Enterprise Development Zone and Technology Zone programs. It offers nonrefundable and nontransferable tax credits for:
Job Creation
Capital Investment
Employee Training
Corporate Headquarters
Application materials can be obtained by contacting the Department of Commerce's Area Development Managers. For additional information about the Economic Development Tax Credit program, contact Todd Jensen at 608/266-3074 or Todd.Jensen@Wisconsin.gov.

Utility Incentive Programs
Two Rivers Water & Light has several programs for commercial and industrial customers to help save money through improved energy efficiency. Whether you’re upgrading equipment, renovating your facility, thinking about expanding or simply looking to reduce your energy costs, give them a call.
Efficiency Improvement Incentive - Enhance energy efficiency, improve your bottom line.
New Construction Program - Works with building owners, developers, design professionals, and construction contractors to deliver a high performance building.
RFP for Energy Efficiency - Up to $250,000 in incentives in each bidding cycle. The RFP seeks large efficiency projects from large commercial and industrial customers.
Backup Generator Program - Cost-effective solutions to your electric reliability needs. Through WPPI, this program can install, own, operate and service a backup generator at your business.
Other Utility Programs for Your Business

Business Plan Assistance and Templates
Business Plan Template
Sample Loan Application Cover Letter
Guide to a Marketing & Action Plan
Sample Balance Sheet & Income Statement
Personal Financial Statement

Tax Incremental Financing

Two Rivers Main Street Program

Success is Likely

The number of failed business start-ups is highly exaggerated, according to research by StartupJournal.com.

They found that 65% of new businesses were still operating after four years. About 1/3 of the businesses that show up in the statistics as failures were considered to be successful by the owners. Many sold their businesses or closed them to retire or pursue other activities.